Product we ship
Live cash flow — budgets, imports, receipt capture
A privacy-first progressive web app for South African money: set category budgets, import bank CSVs or PDFs, scan receipts, and see where you stand — with data kept on your device.
A guided tour
See FLUX in your hand
Three screens, one privacy-first workflow — from setting a budget to capturing every receipt.
Dashboard
Your cash flow — at a glance
One screen tells you where you stand: whether you're on track, how many days until payday, and the quick actions that matter most.
- ✓On-track indicator with live status
- ✓Days remaining until payday with progress bar
- ✓Quick actions for budgets, SMS scans, statements
Budget setup
Allocate every rand in minutes
Group income and expenses into categories and sub-categories. Allocate amounts, and FLUX keeps a running total of what's budgeted and what's still unallocated.
- ✓Income and expense categories with sub-categories
- ✓Live totals: allocated, remaining, total budgeted
- ✓Save a full monthly budget in one tap
Receipt & SMS capture
Scan any receipt, SMS, or till slip
Snap a photo of a receipt or upload a screenshot of a bank SMS. FLUX reads the vendor, amount, and date and posts it to the right budget category.
- ✓Works with FNB, Capitec, ABSA, Nedbank, Standard Bank, and more
- ✓Till slips, bank SMS screenshots, EFT confirmations
- ✓Manual entry for anything the scanner misses
Why FLUX
A different kind of money app
Three principles shape every decision we make about how FLUX handles your money.
Privacy-first by design
Your budgets, transactions, and receipts are stored on your device. FLUX has no server database of your finances.
Built for South Africa
Designed around local bank SMS formats, EFT confirmations, and how South African small operations actually move money.
Installs like an app
FLUX is a PWA — add it to your phone or desktop home screen, with no app store or account required.
Early access
Want FLUX on your phone?
We're opening up early access to a small group of South African operators and founders. Get in touch and we'll take it from there.